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Buying

Buying property in Slovenia is a relatively straightforward procedure and a number of Slovenes are multilingual. There are a number of websites that you can use to begin your property search and these can help greatly, although you will invariably find that you can only gauge a good impression of the house by visiting in person, so you will find yourself visiting the country to complete your search.

Once you find a property that you like you will likely wish tot conduct a survey to check the property for any structural problems. If you are happy with the results of the survey you should make the seller an offer and once the final price has been decided, the buyer will be expected to pay a 10% deposit. This will ensure that the property is removed from the market and will necessitate the drawing up of the contracts. Your estate agent may arrange for the preparation of the documentation for you, if not you will need to employ the services of a lawyer to complete this and if you do not speak Slovenian, you will need to have the documentation translated into your native language.

The final contract will need to be signed by both the buyer and seller in the presence of a notary, and the final fees will be paid. These include the various taxes levied by the Slovenian government that you agent will be able to inform you about, the reminder of the property price and the agency fees. You should check beforehand whether the buyer or seller will be liable for the fees - often these will be split between the two parties and the estate agency fees should not be more than 4% in total.

In order to transfer the money to the seller, you will need to open a bank account in Slovenia, and to do so you must apply for an ID or ESMO number, which is a unique tax number that is allocated to all Slovenians at birth. Once you have the ESMO number you would simply need to visit the bank and they will be able to set up the account. Finally, as the transfer of funds will be conducted by exchanging different denominations of currency, it is important that you ensure that you are obtaining the best exchange rate.

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